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1.Will I need a large down payment?
No! As low as $500 down is fine in many cases. If your situation is
REALLY BAD, you might need more down payment, but Houston In
House Finance will work with you on this on a case by case basis.


2.Will my vehicle purchase rebuild my credit?
Yes! With Houston In House Finance over time is one of the fastest
ways to raise your credit score. Each payment improves your credit –
all while driving a nice ride.

3.Will my loan report to the credit bureau?
Yes! All loans arranged by Houston In House Finance will, but many
other auto dealers’ loans will not.


4.Can I use my trade in for my down payment?
Yes! Many customers choose to take some cash back out of their trade
equity. It depends on the vehicle make, model, miles and condition.

5.
What if I’m self employed?
Being self employed is never a problem. With a current bank statement
or canceled checks, we can supply the credit you need for your vehicle
purchase.

6.
What if I have a repossession?
Many of our previous customers have had repossessions. Our focus is
to help you, our customer. This doesn’t just include establishing credit,
but also re-establishing credit.

7.
What if I have a bankruptcy?
No problem! Bankruptcies come in many shapes and sizes. We deal
with them every day, therefore we have designed specialized plans
and programs that work with trusties and creditors.

8.
What if I have a new job?
Great! Everybody changes jobs and most changes are done for a
financial benefit. Our approvals are based on your ability to repay your
auto loan. Our creditors are looking into your future, not dwelling on
your past credit mistakes.

9.
What if I’m a first time buyer and have no credit at all?
No problem! One of the best ways to establish good credit is by having
a vehicle loan. As long as you meet the legal age requirement, our
services will get you on track to developing a credit history of solid
abilities that can be reflected for any and all future loans.

10.
What if I’m on Disability or Pension?
No issues here! One can certainly say your current income is secure.
That’s what our creditors look for; solid income with the ability to pay
back on time. We have programs and methods to secure financing.

11.
Will my information be shared with anyone?
Your credit and personal information is secure and will only be shared
with lenders who specifically want to approve your auto loan and
rebuild your credit rating. We never provide your information to
marketing interests. Please refer to our Privacy Policy.


12.
Why is Houston In House Finance, Financing better?
We recognized that good people get bad credit. The economy can be
tough on us all at times. We supply that “second chance” everyone
needs to drive their own vehicle again. We have hundreds of vehicles
to choose from and we have invested the time, money and effort to
develop a program that not only supplies great vehicles, but also
rebuilds your credit. Our service is personalized to every client. Don’t
settle for less – you deserve the best!

Call Today 713-364-9027

Our program is simple and has easy to follow guidelines, we have programs that help the first time buyers
and people with slow pay, repossession, even after bankruptcy, get financed for a pre-owned vehicle. We
help real people across Texas every day. It's one of the things that make us different, and it makes us better.
You can choose to call 713-364-9027 or simply Apply Online for fast auto loan approvals, getting your next
vehicle loan has never been easier. Even if you have a history of bad credit, no credit, bankruptcy or
repossession, we can get you financed for a new or used car.


Minimum Requirements Needed:

We work with people with low credit scores, including those in the 400's. we only require the following
information to meet our lender’s guidelines;


·         Minimum age of 18 years
·         Home Phone bill or Cell Phone Bill.
·         Earn at least $1,200 income
·         Proof of address
·         Valid  Drivers License
·         Proof of Income
·         Proof of Insurance (or ability to obtain)

Apply Online Today!